Get the capital you need to keep your business running and growing — without the wait.
What Is a Working Capital Loan?
A working capital loan is a short-term financing solution designed to help small businesses cover everyday operational expenses and short-term cash flow needs. Unlike long-term loans, working capital loans are built for flexibility, giving you fast access to funds that can be used for virtually any business purpose — from covering payroll and inventory to managing unexpected expenses.
Loan Details
Stackline Capital offers working capital loans from $10,000 to $500,000 with repayment terms ranging from 6 to 24 months. Repayments are made on a daily or weekly basis and are automatically withdrawn, so you never have to worry about missing a payment.
Requirements to Qualify
Most applicants will need to meet the following criteria to be eligible for a working capital loan through Stackline Capital:
- 6+ months in business
- $10,000+ in monthly revenue
- An active U.S. business bank account
- A credit score of 500 or higher
How to Apply
Applying for a working capital loan with Stackline Capital is fast and straightforward. Start by completing our simple online application — it only takes a few minutes and won’t impact your credit score. From there, you’ll submit a few basic documents including recent bank statements and a government-issued ID. Our team will review your application and return a decision in as little as 2 hours. Once approved, funds are deposited directly into your business bank account, often as soon as the same business day.
What Can You Use It For?
Working capital loans can be used across a wide range of business needs. Our clients commonly use their funds to cover payroll during slow periods, purchase inventory ahead of a busy season, launch marketing campaigns, handle unexpected repairs, or simply maintain a cash flow buffer for peace of mind.
Why Stackline Capital?
At Stackline Capital, we make business financing simple, transparent, and fast. There are no hidden fees, no complicated paperwork, and no lengthy wait times. Our team of financing experts is with you every step of the way, from your initial application to your final payment, ensuring you have the support and clarity you need to make the best decision for your business.
Apply Today
Ready to get started? Apply online in minutes and receive funding as fast as the same business day.